Purchasing

The Portico Process

Our process is designed to bring structure, clarity and confidence to property purchasing. We recognise that investing in property can be complex, so we’ve refined each stage to remove uncertainty and ensure a smooth, transparent experience from reservation to completion. Our team’s expertise and attention to detail mean every transaction is handled with precision, giving investors the assurance that their purchase is progressing exactly as it should.

Initial Meeting

As a first step, we’ll book a meeting with you so we can explain what to expect throughout the buying process. Prior to the meeting, we’ll send you detailed literature and other information, so you’ll have all the relevant details to hand.

During the meeting, our consultant will help you decide which properties are of most interest, based on location, budget and your personal investment priorities.

It takes time to come to a properly informed decision, so we’ll never rush you. We’ll take whatever time you need to discuss any concerns and to review your options. In these meetings, we’ll work with you to:

  • Provide detailed research and information
  • Refine your investment shortlist
  • Give you clear guidance on the steps ahead
  • Provide access to any necessary legal and financial expertise
  • Agree your final choice

Once you’ve made your choice, you’ll be asked to pay 5% of the purchase price on reservation. This secures the property for you and represents the formal start of your investment journey.

The exchange of contracts takes place 28 days after reservation. A further 25% is payable at this stage.

During the construction of off-plan projects, you’ll receive regular quarterly progress updates. These will keep you fully informed about the status of your investment property.

3 to 6 months before completion, you will be contacted by our finance partner if you have elected to use them to find you a mortgage. They will discuss the most suitable product for you.

Once your property is completed, the remaining 70% of the agreed purchase price will be due, payable either in cash or via finance.

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Get in touch with us today.

We’re here to help and discuss your next property investment. Whatever your interest in residential property, we’re here to help. For practical support or just some good common-sense advice, please send us a message and we’ll get back to you.